Delta Community Credit Union goes mobile, debuts mobile banking services


Delta Community Credit Union, a not-for-profit financial institution and the state’s largest credit union, recently announced the launch of Delta Community Mobile Banking, adding to its ample selection of account access services and product offerings. The free* mobile service provides both consumer and business services members with convenient and secure access to real-time account information through their cell phone, smart phone, PDA or other mobile device.

According to CTIA, an international association for the wireless telecommunications industry, over the last two years, the average number of voice minutes per user in the United States has fallen. Instead of talking on their cell phones, people are making use of all the features that mobile devices offer, such as Web browsing, interacting with applications, and sending and receiving e-mails and text messaging. In providing the instant connectivity and account access that Delta Community members crave, Delta Community Mobile Banking was designed as a customized version of the credit union’s online service, optimized for any web-enabled mobile phone that supports WAP browsers, regardless of the make, model or mobile service carrier.

Through Delta Community Mobile Banking, members can carry out transactional activities such as checking account balances any time, scheduling bill payments, safely transferring funds between accounts, reviewing credit card transactions and locating Delta Community branch locations. In addition, Delta Community’s Mobile Banking service features a text message component that lets members simply text commands to a designated short code to get a real-time account balance report or receive an update on the most recent transactions on their account(s). For example, Mobile Banking members can quickly text the command BAL to 2DCCU (23228) to receive their account balance almost immediately.

An added feature lets members sign up to receive daily account alerts via text message or e-mail, which are simple to set up and can notify account holders of such account activities as when their account balance has reached a certain threshold, if an overdraft has occurred, or if their credit card balance reaches a certain limit.
“This new mobile banking service reinforces our commitment to always provide the latest in emerging technology and member service convenience,” said Bill Mesplay, chief information officer and SVP of Information Technology of Delta Community. “The speed and ease of Delta Community Mobile can help make our members’ everyday financial decisions a little easier, empowering them to better manage their money anywhere, any time to make smarter financial choices on the spot.”

Delta Community’s Mobile Banking service features the same level of security currently enjoyed by online banking users, ensuring easy access to members’ account information through safe and secure wireless transmissions that require both account log in and authentication measures.

Members can activate their Delta Community Mobile Banking service through their secure Online Account via Free registration wallet cards with detailed instructions for quick and convenient Mobile account setup are available for pickup at any of Delta Community’s 20 metro Atlanta branch locations.

For more information on the DCCU and its services, visit