You can still reap the buyer benefits of closing near the end of the month by scheduling your closing a few days before the end of the month.

4. Get things resolved before closing. Be sure that any outstanding issues are resolved before you close. It can be harder to get things done after closing and you don't want to be negotiating at the closing table.

5. Get a good faith estimate of your closing costs. Be sure to get a final good faith estimate from your lender or broker two days prior to closing. You don't want to discover during closing that you need to pay an additional $2,000 to $3,000.

While the numbers may not be perfect, they should be reasonably accurate, and will help prevent any unpleasant surprises at the last minute.

For additional information on real estate closings or title insurance, contact a LandAmerica office or visit www.landam.com .

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