"Because of the time and commitment it takes to care for a family member, caregivers often neglect to take care of themselves," said Lorie Davidson, an agent in Cedar Falls, Iowa, with Bankers Life and Casualty Company. "It's important for caregivers to find balance in their own lives in order to continue helping someone else with theirs while still remaining healthy."

Davidson has made the care of seniors her mission in life, making it more than just a job. In addition to looking out for seniors, she recognizes the importance of caregivers who devote endless time and energy to ensure seniors are given the respect and independence they deserve.

In recognition of National Caregiver's Month this November, Davidson provides the following ideas on how to honor caregivers and help them find the balance they need:

- Treat a caregiver to manicure, massage, haircut, or other relaxing pleasure with a gift certificate. Since many caregivers are so focused on someone else's physical needs and get out of the habit of doing special things for themselves, they may need to be prompted.

- Create a certificate of appreciation for a family caregiver, and have the care recipient fill it out if possible. A simple recognition of the time and effort put forth is enough to make a caregiver feel appreciated.

- Start a support group for family caregivers or suggest that the caregiver you know utilize the online support groups now available, which eliminates the burden of finding even more time in an already overfilled day.

- Let the caregiver you know take some time off, while you sit with the caregiver's loved one. Just getting away from the situation that a caregiver is in all day can be rejuvenating. Make this time a standing appointment on a weekly or monthly basis. That will give the caregiver something to look forward to.

- While out running your own errands, surprise a caregiver by simultaneously taking care of some of theirs. Or call in advance to ask what he/she needs while you're out.

- Assist a caregiver with any projects that he/she has not been able to get to around the house. Caregivers often must put these things aside to make time for their loved one.

As the Baby Boomer generation steps into its senior years, caregiving households will increase in number. According to the June 1997 report, "Family Caregiving in the U.S.: Findings From a National Survey" by the National Alliance for Caregiving and the American Association of Retired Persons, the number of caregiving households in the U.S. for people aged 50+ could reach 39 million by the year 2007.

If you are a caregiver, something as simple as talking with someone who knows what you're going through can be of tremendous assistance. If you need help, call the U.S. Department of Health and Human Services Administration on Aging toll free at 1-800-677-1116 or visit them online at www.eldercare.gov. To reach a Bankers agent in your area, call 1-800-231-9150 or go to www.bankers.com.

- Linda Heacox

(Linda Heacox is a certified senior advisor with Bankers Life and Casualty Company.)

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