2. Be realistic. One way to set yourself up for a panic situation is to plan an unrealistic amount of work for one day or one week. Use your common sense to recognize when you have over-scheduled yourself. Enthusiasm is wonderful, but it doesn't add more hours to the day.

3. Delegate. A person who refuses to delegate will very likely be a very busy and frustrated person. For anyone to personally handle every item is unnecessary and unwise. One very successful regional manager readily attributed part of his success to the fact that he trusted his administrative assistant to handle routine items that did not require his personal decision. This left him free to concentrate on working with sales personnel outside the office.

4. Work Efficiently. For example, make sure your electronic calendar does not cost you time. People who love electronics will shake their heads no at this idea. But sometimes it can take longer to enter and maintain information in a gadget than to jot it down with a pencil in an old-fashioned paper planner.

5. Organize Meetings Wisely. According to a Wall Street Journal survey, meetings account for the greatest amount of unproductive time-topping telephone calls, paperwork and travel. With a little preparation, meetings can be transformed into productive assemblies helping you and your group steam toward, instead of away from, their goals.

6. Learn to Say No! Many people have a tough time saying no. They allow themselves to become members of every committee even ones that are outside their particular talent or spiritual gift. I once knew a man in my church that dedicated his life to youth. He was the pastor's dream come true. He organized youth trips and retreats. He was always at the church. He taught Sunday school for the youth and they were being led to the Lord. We were all shocked when we learned his wife asked for a separation. She was upset because he spent all his time with the youth and very little with his family.

7. Destroy the Paper Monster. The best guideline for paperwork is to either file it or toss it. We never use 80% of the paperwork we keep. Paper, magazines and other forms create clutter and confusion, which could turn into stress.

Another principle for paperwork is handle it now. Spend 20 seconds filing that important paper now rather than 30 minutes searching for it later. A third rule for paperwork is organize it. Use colored folders to prioritize your work; colors allow you to see at a glance, which jobs, need your immediate attention. Sub-divide files for greater efficiency. An administrative assistant, tired of rifling through the thick folders left by the previous employee, took time to sub-divide each large file into smaller, separate files.

8. Manage Mail. Answer E-mail immediately. Don't read it and then let it pile up in your in-box; keep your in-box clutter free. Create a "keeper" folder and transfer the mail you want to retain. Create another folder for "actions pending." Respect other people's time and avoid forwarding all those stories people love to send you. Delete junk E-mail without reading it and use your filters to eliminate spam. Sort regular mail next to a trashcan.

9. Make Lists. Making a list can be a legitimate time manager. Keep a pad handy to jot down projects as they arise, items that come to mind to do later, and even phone calls you need to make. At the end of the day or week, whichever is best for you, mark off the items handled. Then, make a fresh list and prioritize the remaining items. This shouldn't take but a few minutes each day or a little longer if done once a week.

10. Allow Time for Fun and Surprises. Don't carry time management to the point of where everything in your life is plotted, calculated, and placed on a calendar. Allow some spontaneity and fun in your life. I know a manager who decided to invite everyone over to her office for ice cream floats. This was a lot of fun and created a very positive work environment. I know another company that provides their employees 22 tons of M&M's to eat each year. Every now and then do something nice for someone totally unexpected. Call someone up and tell him or her how much you appreciate them.