The company is an industry leader in residential real estate and in niche

markets such as resort, new homes and luxury properties through its Coldwell

Banker Previews International division. The company is a pioneer in consumer

services with its Coldwell Banker Concierge program and award-winning

Web site, www.coldwellbanker.com. Coldwell Banker Mortgage is one of the

largest telephone/web based lenders in the country and the Coldwell Banker

Commercial system is one of the largest commercial franchise operations

with over 400 affiliates offering clients comprehensive buying, selling,

leasing, acquisition, disposition and management services. Coldwell Banker

Real Estate Corporation is a subsidiary of Cendant Corporation (NYSE:

CD).

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