In a time where there seem
to be more insurance companies than ever, all competing for your time
and money, it takes someone special to stand out from the crowd. That
someone is Buster Dean, a field representative for United American Insurance.
"United American has been
in business since 1947 and is one of the top-rated insurance companies
in the nation," Dean said.
"We are the only insurance
company that I know of in Georgia that provides substantial discounts
on prescription drugs, vitamins and nutritional supplements, dental care,
chiropractic care, glasses, contacts and hearing aids," Dean said.
"We also have a 24-hour nurse hotline."
While the company sells all
types of accident, health and life insurance, it specializes in Medicare
Supplement insurance. According to Dean, this is the insurance he enjoys
selling the most.
"I prefer to sell Medicare
Supplement insurance because in doing so I often get to educate people
on what Medicare does and does not do and how we can provide the coverage
they need."
Dean says he meets people who
have been on Medicare for over ten years and have no idea what it covers.
"When I can show a person what they could be liable for and sell
that person a policy that I know will pay all liabilities, it makes me
feel good."
Dean enjoys educating his customers,
a trait he says runs in the family. "I guess I get this from my maternal
grandmother. She was a school teacher all of her life," he said.
It is clear that Buster Dean
takes pride in his job, and goes the extra mile to help his clients. He
tells the story of calling on a local couple who had requested information
about the medicare Supplement insurance.
"The wife asked how soon
we could get a policy into effect. To make a long story short, she and
her husband were facing a very expensive problem. They had both been recently
involuntarily terminated from their HMO and the husband had a knee replacement
operation scheduled for the following week. We're talking a $20,000
to $30,000 expensive problem."
Dean called his supervisor,
explained the situation and got him to alert the staff in the home office
that there was a policy that needed to be issued as soon as possible.
"Everyone pitched in and
worked a little harder and a little quicker, and I was able to call the
couple a few days later and tell them their insurance policies were in
force," he said. "That made me feel good."
Just like that couple, Dean
says there are approximately 19,000 seniors in Fayette and other surrounding
counties who are now looking for Medicare Supplement insurance because
they have the Blue Choice Platinum HMO, which is going out of business
at the end of this year.
For the next couple of months,
because these people are being "involuntarily terminated" by
their insurance provider, United American can provide them a Medicare
Supplement insurance plan of their choice that is not only "guaranteed
renewable for life," it is "guaranteed issue" at the time
the application is submitted. The premiums are based on the person's
age at the time they apply for coverage, not how old they get.
"All of our policies are
'agent serviced.' Our policyholders choose their doctors and
they choose their hospitals," said Dean. "They go where they
want to go, when they want to go, as many times as they want to go."
For more information about
Medicare Supplement insurance or the other plans offered by United American
Insurance, call (800) 510-4495 or visit www.unitedamerican.com.
"My office is coffee tables,
kitchen tables, dining room tables, picnic tables, work benches and porch
swings across the state of Georgia," said Dean.
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