City officials
in Senoia are simmering over their latest insurance costs.
City clerk
Debby Hogan told the City Council Monday night that the city's liability
premium had increased from just over $30,000 to $43,000.
"That's
just unacceptable. That's nearly a 40 percent increase," said City
Councilman Bill Wood.
Wood asked
why the city couldn't increase the deductible on some of its items and
try to achieve the same premium.
The insurance
policy is offered to the city through the Georgia Municipal Association,
and Wood said the city might consider using private insurance firms for
quotes.
But with a
May 1 deadline looming for renewal of the policy, additional quotes would
not be an option for this year.
"I don't
want to have us liable in lawsuits," said City Councilman Robert
Hannah.
Wood agreed,
and said the city should accept the current contract, but ask the insurance
agency to rewrite it with higher deductibles.
City attorney
Drew Whalen said the city has not had a huge history of claims, and could
probably absorb the costs of raising some deductibles from $1,000 to $5,000.
If the city
can't lower the costs, Wood wondered where the money to pay for the extra
$13,000 in premium costs.
"I'm hoping
we can use some money from some reimbursable expenses we have coming to
us," said city administrator Murray McAfee.







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