"Carol

Johnson is a team player and civic leader who will complement our position

as a local bank with strong ties to the community," commented Bowdoin.

"Heritage

Bank is proud to welcome Carol to our management team," he added.

Johnson began

her banking career with Georgia Federal Bank in 1974 as a loan assistant

in the bank's Mortgage Loan Administration Department. She later served

as an administrative assistant for the South Metro District, and as branch

manger of the bank's Riverdale Branch from 1984 to 1991.

She was promoted

to vice president in 1986.

An Atlanta

native, Johnson attended Clayton College & State University.

She is a former

instructor for the Institute of Financial Education, an educational organization

for bankers.

Throughout

her career, Johnson has found time to serve her community. She currently

serves as an Advisory Board member of the United Way of Fayette County,

member of the Transportation Committee with the Fayette County Chamber

of Commerce, and participant in Partners in Education.

Johnson has

been a member of the Fayetteville Rotary Club since 1988 and has dedicated

herself to the ideals of Rotary, and her profession. She served as the

1994-95 club president. She is a Paul Harris Fellow and a Will Watt Fellow

and currently serves on District 6900 Annual Giving Committee. She has

been honored as Rotarian of the Year.

Johnson lives

in Fayetteville. She has two children, Brent and Lauren.

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