The economic

enthusiasm of the last few years has died down. That, coupled with increasing

numbers of job layoffs, could help to bring more people into reasonable

spending limits, Rhode added.

"However,

drops in income and spending don't happen at the same rate. People need

to adjust

their spending

quickly hen their income drops or they'll find themselves with big debt

troubles."

Myvesta.org

is the nation's only comprehensive financial crisis center. Founded in

1994, the nonprofit financial services organization has helped more than

four million people through its programs and educational resources.

Myvesta.org

is committed to helping people resolve past financial mistakes, manage

current financial responsibilities and find financial peace of mind. Its

programs and services include debt management, crisis resolution, online

bill management, bankruptcy alternatives, creditor negotiation and financial

coaching.

Prior to April

2000, Myvesta.org was known as Debt Counselors of America.

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