The home-based business schemes that run through my head and those of my friends are countless. Just this past summer,

one of my buddies conceived of opening an indoor play center for little tykes. She had the dimensions, the theme, pricing, hours

and party protocol meticulously outlined on paper. All that was missing was the money.

Then there was the pillow empire. "Why not create beautiful, decorative pillows in my spare time to sell at craft fairs

and upscale boutiques?" I thought. I have the sewing machine, yards of fabric, pillow forms and fiberfill just waiting to be

marketed. Tomorrow, perhaps.

Party planner, caterer, free-lance photographer, puppeteer, pet- sitter...the ideas just keep coming, but there always seems to

be a roadblock.

Deadlines, regular j-o-b-s, sick kids, messy houses, car pools, grocery shopping... So little time to fulfill those

entrepreneurial dreams.

"I wish I could work from home," commented my friend Sandy, just the other day. "How about stuffing envelopes or

reading books part-time," I suggested.

"I hear you can make $20,000, $30,000, even $40,000 year."

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