SPEAR Act Caselog Shows Holiday Scams Remain Prevalent, Raffensperger Warns

As holiday shopping and charitable giving reach their annual peak, Republican Secretary of State Brad Raffensperger is urging Georgians to stay vigilant against fraud. New caselog numbers required under the Senior Protection from Exploitation Against Retirees (SPEAR Act) show that scam activity remains widespread and increasingly creative during the holidays.

“Scammers don’t take holidays,” said Secretary of State Brad Raffensperger. “We’re working overtime to protect Georgians during the holidays, and our office is laser-focused on identifying and stopping the scammers.” 

New data shows that reports of suspected financial fraud are on the rise, as new reporting from Georgia’s investment firms show the scale of attempted fraud. Since taking effect, 1,140 total cases of attempted senior exploitation have been reported by financial firms, with 81 victims in the month of November 2025.

SPEAR Act Caselog (Cumulative):

• Accepted Cases: 608
• Closed Cases: 299
• Incomplete Cases: 395
• Rejected Cases: 2
• Total Victims: 1,304
• Total Cases: 1,140

2025 Activity:

• MTD (November): 81 victims
• QTD (January–September): 569 victims
• YTD (January–November):
  • Victims: 720
  • Cases: 629

Among the most common threats this season are gift card fraud, which continue to be a favorite tool for scam artists. In one recent case, a Georgia charity’s email system was compromised and a scammer posed as the Executive Director. The criminal directed a staff member to purchase thousands of dollars in gift cards using the organization’s credit card – twice – before a vigilant cashier questioned the transaction and uncovered the fraud.

Consumers are also reporting an increase in “relative in distress” scams, in which criminals impersonate family members urgently requesting money through text or social media. Document fraud including fake IDs, doctored bank statements, and unauthorized credit checks remains another avenue for exploitation.

Online shoppers should beware of non-delivery scams, where victims pay for goods that never arrive, as well as a new trend in card-decline scams. In these cases, shoppers receive a message that their card has been declined even though the charge has gone through. When the victim enters a second card, they are charged twice.

“Before you donate, do your research,” said Raffensperger. “Visit our website, CharityNavigator, or even ask a friend for their opinion. A second set of eyes can help avoid years of stress and regret. Don’t let yourself become the next victim.”