Ms. Massey, the

1999 "Affiliate Member of the Year" for

the Griffin Board of Realtors, was her company's

Loan Officer of the Month for February.

A Griffin resident

since 1989, she has been working in Southern

Crescent Mortgage's Fayetteville office. She has

been in the mortgage loan field for nine years,

serving both as a loan officer and as a branch

office manager and working primarily in Spalding

and Fayette Counties. She also has 22 years of

experience in banking.

Mrs. Brock, a

Fayette County native who now lives in Pike

County, had nine years of banking experience when

she entered the mortgage loan industry in fall of

1998, working for another company in McDonough

and Griffin. Since joining the Southern Crescent

Mortgage staff recently, she has been working

from the firm's office in Fayetteville.

Southern Crescent

Mortgage is headquartered in Fayetteville and has

another branch office in Stockbridge. Projected

future branch locations include Peachtree City

and Coweta County.

Founded in early

1990, the company offers all types of conforming

and nonconforming loans, including conventional,

first time homebuyer programs, FHA, VA, Farmers

Home loans, second mortgages, lines of credit,

and construction loans.