Hannah,

the former president of the South Fulton Chamber

of Commerce and the husband of Fairburn Mayor

Betty Hannah, has been joined in ownership by his

sons Ronald (Ron) Hannah and Robert H. Hannah.

Ray

Hannah now serves as board chairman. Ron Hannah,

who has worked for the firm since 1991, is now

the president, while Robert Hannah, who came on

board in 1995, is now vice president/chief

financial officer.

The

firm's board of directors is composed of Ray, Ron

and Robert Hannah, plus Charlene P. Vaughan, who

has been with the company since the beginning, is

the immediate past president, and currently

serves as vice president/construction lending.

Serving

on the company's management team, in addition to

the directors, is John Fortener, vice

president/production.

Ten

years ago, the company opened with four employees

and now has a staff of 25, including loan

officers, administrative staff and support staff.

Southern

Crescent Mortgage's team of loan officers

includes Ron Hannah, Charlene Vaughan, John

Fortener, Genie Compton, Camille Massey, Suzanne

Jones, Clay Bennett, Ed Bearden, Tracy Brock,

Richard Hendley, Jonnie Brown, Joy Privett, Wanda

Brown, Earon James and Darrell Bingham.

The

support staff for the company consists of Jenny

Perrie, Leslie Gentry, Laura Bean and Kim Bruce,

processors; Evalena Jones, closing; Debbie

Burton, post closing and shipping; Lynn

Giambrone, final documents; Nancy Eisenhut,

underwriting; Robert Hannah, computer software,

and Denise Hammock, executive secretary.

Southern

Crescent Mortgage's headquarters is at 145 West

Lanier Ave., across the street from the historic

Holliday-Dorsey-Fife House. The mortgage lending

company is in the 40-year-old building which was

originally occupied by Farmers & Merchants

Bank and which underwent renovations early last

year.

The

company has another office in Stockbridge and a

new office in Griffin and is also looking to open

locations in Peachtree City and Coweta County.

President

Hannah said the company did $55 million in first

and second mortgages in 1999.

"We

kept pace with 1998, even though the last half of

1999

was

a down market for the mortgage industry," he

said.

Southern

Crescent Mortgage offers all kinds of conforming

and non-conforming loans, including conventional,

first time home buyer programs, FHA, VA, Farmers

Home loans, second mortgages, lines of credit and

construction loans.